Your Property InsiderSingapore
Singapore property advisory · HDB · Private · New launches

Know the market. Own the decision.

Practical, data-backed advice across HDB resale, private condos, and new launches, from a two-person Singapore team with twenty years between them.

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500+
Combined years experience
20+
Specialists on every case
2
Serene and Mei, Your Property Insider SG

The team

Serene + Mei

20 years across HDB, private & new launch

Available
HDB resalePrivate & new launchUpgrade planningAsset progressionHome valuationMortgage clarityHDB resalePrivate & new launchUpgrade planningAsset progressionHome valuationMortgage clarity

Transactions

500+

No obligation

No pitch · just numbers

Our services

From HDB resale to portfolio planning.

The same data-backed approach across every step, whether it’s a first upgrade or a third property.

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HDB Resale

Valuation, COV strategy, negotiation, and paperwork, done with care.

Private Condo & New Launches

ABSD, decoupling, and TDSR planning, laid out before you commit.

Upgrade Planning

HDB-to-condo roadmaps with timing, financing, and CPF strategy.

Asset Progression

Strategic planning to grow a property portfolio through upgrading, restructuring, or reinvestment.

Home Valuation

Accurate, realistic valuations based on current data and on-the-ground insights.

Full Real Estate Advisory

Buying, selling, timeline planning, and market positioning. The fundamentals every owner and investor needs.

Why work with us

Practical, data-backed advice. Not sales talk.

Singapore property is a wide market: HDB, private, freehold, 99-year, new launch. We translate the complexity into decisions you can actually act on.

Wealth planning through property

We guide clients in using real estate to build, grow, and preserve wealth, with retirement and long-horizon thinking baked in.

Personalised strategy

Every property journey is different. We build a roadmap around your financial position, goals, and timeline. Not a template.

Market simplified

HDB, private condos, new launches, resale, freehold, 99-year. We translate the complexity into decisions you can actually act on.

Transaction expertise

Negotiation that protects your position, whether you are selling for the best outcome or buying at fair value.

Mortgage clarity

Comparative bank package analysis and mortgage term clarification, so the financing side is never the part that surprises you.

Portfolio optimisation

For multi-property owners, we review underperforming assets and financing structures to keep the portfolio working for you.

The team

Two specialists, one case.

You get both perspectives, property strategy and the financing side, on every conversation. They have also personally bought and sold 4 times themselves.

Serene, Your Property Insider SG15y experience

Serene

Property Strategist

Fifteen years in real estate across HDB resale, private condos, and new launches. Helps owners plan upgrade timing, valuation strategy, and negotiation.

Mei, Your Property Insider SG14y experience

Mei

Financing & Strategy

Fourteen years in real estate with a banking background. Specialises in mortgage structures, CPF scenarios, TDSR planning, and the financial side of every move.

How we work

A clear path from conversation to decision.

No black box. Each step has a purpose and a deliverable.

  1. 01

    Understand your position

    A no-obligation conversation about where you are today: property, financing, timeline, and goals.

  2. 02

    Map the strategy

    A roadmap built around your numbers and timing: upgrade path, financing structure, and the trade-offs of each option.

  3. 03

    Execute together

    Negotiation, paperwork, and timeline coordination, with both consultants on the case rather than a single point of contact.

Achievements

Industry recognition, year after year.

Awards reflect consistency, and twenty years of disciplined work.

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No obligation · No pitch

Ready to understand your property position?

Have a conversation about your numbers, your timing, and what a sensible next move actually looks like, for you.